Can I Get A Loan & Other FAQs

To be eligible to apply for a loan, you must:

• Be at least 21 years old
• Be a UK resident
• Have a UK bank account
• Have a debit card
• Have a mobile phone

The fastest way to apply for a personal loan is to apply online. The online decision and money will be provided the same day (if approved).

You need to be at least 21 years’ old, currently in receipt of a regular income & resident in the UK with a UK bank account.

With a personal loan you could borrow from £250 to £3,000 (subject to eligibility and affordability).

The money should be transferred to you the same day you have been approved during office opening hours: Monday to Friday: 8am to 8pm and Saturday: 8am to 5pm.

You can choose monthly, fortnightly or weekly instalment loans.

You will pay back via Continuous Payment Authority (CPA) repayments as it’s a convenient choice for customers. CPA is simple to set up as all you need is your debit card details. You will be giving permission to collect the agreed repayments when they are due, so you don’t need to do anything when it comes to your repayment date, the money will be transferred automatically. Also, there are no charges if your bank declines payment due to insufficient funds when trying to collect your repayment. You can also make payments online using the online payment portal.

Payments can be made safely and securely online using the online payments portal https://apply.loans2go.co.uk/pay/. You will need your agreement number and a bank debit card to make this payment.

You can use the following debit cards when making a payment online; Visa Debit, Debit MasterCard, Visa Electron and Visa Delta. Please note Credit cards or American Express are not accepted.

After entering your card details, and confirming you want to continue with the payment, there will be a short delay while your card details are validated. Payments are processed during business hours. The confirmation you receive at the end of the payment process is to confirm that your instruction has been received. The payment will then be applied to your loan on the next working day and you will be sent an SMS to confirm. If, for any reason, your payment is unable to be applied, your payment will be cancelled and you will be sent instructions on how to proceed. Please note that although card payments are usually deducted from your account within 24 hours they can take up to 5 working days.

We appreciate that circumstances can change. If you do suffer a change in circumstances you should get in touch with the lender immediately and they will do everything they can to work with you to find a solution.

YourLoanToday.co.uk is working in partnership with Loans 2 Go Ltd, a lender who provides the loans. Although YourLoanToday.co.uk will not credit check, as a responsible lender, Loans 2 Go Ltd will undertake credit checks to establish if the loan is suitable for you, and to help them assess affordability.

You will not be charged a set up or an early repayment fee.